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Financial Advisor
Ethan David
Kose
Experience You Can Trust. Strategy You Can Rely On.
Financial markets are complex and constantly evolving. What investors need most is clarity, structure, and disciplined guidance.
I am Ethan David Kose, a financial advisor with more than 26 years of experience in investment strategy, retirement planning, and comprehensive wealth management. Throughout my career, I have worked with four respected financial firms, gaining broad exposure to diverse market environments, regulatory frameworks, and complex client structures. This experience shaped a disciplined, analytical approach focused on long-term sustainability rather than short-term reaction.
I have worked with individuals, families, and business owners to design and manage strategies rooted in fiduciary responsibility and structured wealth building. My role is not simply to recommend investments, it is to build coordinated financial systems aligned with each client’s goals.
As a fiduciary, I am legally and ethically obligated to act in your best interest. I maintain active licensure across 54 states and hold four FINRA registrations, reflecting nationwide regulatory authorization and adherence to the highest professional standards.
My philosophy is simple: discipline over emotion, risk awareness first, and structure that creates confidence.
Whether you are preparing for retirement or strengthening your investment portfolio, the objective remains the same. Steady progress toward long-term financial independence.
Comprehensive Financial Services
Retirement Planning
Retirement should be built on confidence, not uncertainty.
My retirement planning process is designed to help you transition from earning income to generating dependable income while protecting the wealth you’ve worked hard to build. We evaluate your current assets, projected expenses, tax exposure, Social Security strategy, and long-term income needs to create a structured plan tailored to your goals.
Whether retirement is years away or just around the corner, the objective remains the same: sustainable income, disciplined risk management, and long-term financial independence.
Investment Management
Effective investment management requires discipline, strategy, and continuous oversight.
We design and manage portfolios built around your goals, time horizon, and tolerance for risk not short-term market noise. Through thoughtful asset allocation, diversification, and ongoing monitoring, we aim to position your portfolio for long-term growth while managing volatility along the way.
Our focus is simple: structured decision-making, risk-aware positioning, and steady progress toward your financial objectives.
Wealth Preservation And Legacy Planning
Building wealth is an achievement. Preserving it for the future requires strategy.
My wealth preservation and legacy planning services focus on protecting your assets while preparing for a smooth and intentional transfer to the next generation. I evaluate long-term sustainability, estate coordination, beneficiary alignment, and tax awareness to help ensure your financial progress continues to serve your family’s goals well beyond your lifetime.
The objective is simple: protect what you’ve built, strengthen its longevity, and create a legacy defined by structure, clarity, and purpose.
Business Financial Consulting
For entrepreneurs and corporate clients, I provide financial structure and strategic support aimed at strengthening operational efficiency and profitability. I assist in evaluating financial performance, improving cost management systems, and developing projections that support growth and expansion.
My advisory services help business owners build financial models that improve clarity in decision-making, optimize resource allocation, and ensure that financial operations align with long-term strategic objectives. Whether supporting startups or established enterprises, my focus remains on creating systems that promote sustainability and responsible expansion
Tax Efficient Planning and Optimization
Building wealth is important. Keeping more of it is essential.
Our tax-efficient planning approach integrates investment strategy with thoughtful tax awareness to help reduce unnecessary tax exposure over time. We evaluate account structures, income timing, distribution strategies, and long-term positioning to support more efficient after-tax growth.
By aligning your portfolio with a coordinated tax strategy, we help strengthen long-term compounding and protect the progress you’ve worked hard to achieve.
What My Clients Say
Business Owner
Chris Randall
“I have worked with Ethan for more than ten years, and his depth of experience is evident in every conversation. With over two decades in the industry, he understands market cycles, regulatory frameworks, and long-term strategy in a way few advisors do. His guidance has helped me structure my investments, optimize tax positioning, and build a retirement plan that gives me confidence about the future.”
Business Analyst
Maria Morgan
“Ethan’s regulatory knowledge and FINRA background immediately stood out to me. His ability to explain complex financial structures in a clear and disciplined manner reflects years of hands-on experience. He approaches advisory work with structure, transparency, and professionalism. I feel secure knowing my financial planning is built on a compliant and well-researched foundation.”
Retiree
Jennifer Slavia
“When I began planning for retirement, I wanted someone experienced and disciplined. Ethan carefully evaluated my 401(k), IRA, and long-term income projections. He structured a retirement plan that balanced growth with risk management. His calm, analytical approach removed uncertainty and replaced it with clarity.”